London, UK

Description

A Business Banking Analyst plays a pivotal role in supporting business clients with their banking needs by analyzing financial data, evaluating loan applications, and offering tailored financial solutions. This position requires strong analytical skills, financial expertise, and a customer-centric approach to help businesses achieve their financial goals.

Requirements

  • Education: Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
  • Experience:
    • 2+ years of experience in banking, finance, or related roles.
    • Familiarity with credit analysis and financial modeling.
  • Technical Skills:
    • Proficiency in MS Excel, financial software, and CRM tools.
    • Understanding of financial regulations and compliance standards.
  • Soft Skills:
    • Strong analytical and problem-solving abilities.
    • Excellent communication and interpersonal skills.
    • Detail-oriented with strong organizational skills.

Bonuses

  • Quarterly or annual performance-based bonuses.
  • Sign-on bonuses for exceptional candidates.
  • Referral bonuses for successful candidate recommendations.

Benefits

  • Competitive salary with annual increments.
  • Comprehensive health insurance (medical, dental, vision).
  • Retirement savings plan with employer match (e.g., 401(k)).
  • Paid time off (vacation, sick leave, holidays).
  • Professional development programs and certifications.
  • Flexible work arrangements or remote work options.
  • Employee wellness and financial planning resources.

Responsibilities

  • Client Support:
    • Assist business clients in identifying suitable banking products and services.
    • Build and maintain relationships with clients to ensure long-term satisfaction.
  • Financial Analysis:
    • Analyze financial statements, credit reports, and cash flow to assess client eligibility for loans and credit lines.
    • Conduct risk assessments and provide recommendations based on financial evaluations.
  • Loan & Credit Processing:
    • Collaborate with credit officers to prepare and process business loan applications.
    • Monitor loan portfolios and ensure compliance with banking regulations.
  • Market Research:
    • Stay updated on industry trends and competitor offerings.
    • Identify opportunities to expand the bank’s business client base.
  • Reporting & Documentation:
    • Prepare detailed financial reports and presentations for internal stakeholders.
    • Maintain accurate records of client interactions and transactions.
  • Compliance & Regulation:
    • Ensure adherence to federal, state, and bank-specific regulations.
    • Conduct periodic reviews of client accounts to mitigate potential risks.